Fees & limits

No hidden charges. Every fee is shown before you confirm your order.

Buying crypto

Payment methodPlatform feeMin orderMax orderSettlement
Visa / Mastercard1.9%$10.00$10,000.00Instant
Bank wire (SWIFT/SEPA)0.9%$100.00$100,000.001–3 business days

Selling crypto

Payout methodPlatform feeMin orderMax orderSettlement
Card payout1.5%$10.00$5,000.00Instant
Bank wire payout0.9%$100.00$50,000.001–3 business days

Network (gas) fees

Network fees are paid to blockchain validators and fluctuate with network congestion. They are shown at checkout and deducted from the amount received.

AssetNetworkEstimated network fee
Bitcoin (BTC)Bitcoin~$1–5 (varies with congestion)
Ethereum (ETH)Ethereum~$0.50–10 (varies with gas)
Solana (SOL)Solana< $0.01
BNBBNB Chain< $0.05
Tether (USDT)TRC-20 / ERC-20~$1–5 depending on network
Rate lock
The quoted rate settles.

Xbit holds the quoted rate for 90 seconds. If it expires before you confirm, you are shown the new rate before anything moves.

One fee
Priced up front.

The platform fee in these tables is the only charge Xbit adds. Any exchange margin is already inside the rate you are quoted, and network fees are shown separately at checkout.

Limits
Verification comes first.

Identity verification is required before any order. Once you are approved the limits above apply per order; card limits are additionally set by your issuer.

Fees and limits are published on this page and may change with notice. Check here before placing a large order.

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